712 S Jackson St, Gardner, IL 60424 Property Records

Grundy County property record for 712 S Jackson St, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Tax Bill$9,846 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-09-402-006

Property Details

APN / Parcel Number

Primary APN12-09-402-006

Exterior

Lot Area22,651 sqft (0.52 acres)

Location & Zoning

Street Address712 S JACKSON ST
CityGARDNER
StateIL
Zip60424-6226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON SOUTH SUB LT 6 SEC 9-31-8
Legal Range08W
Legal Township31N
Legal Section09
Legal SubdivisionJACKSON SOUTH SUBDIVISION
Legal Lot Number6
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group2
Census Block2082
Census Tract900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 S JACKSON ST, GARDNER, IL 60424-6226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address712 S JACKSON ST, GARDNER, IL 60424-6226
Document Number0000567700
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address712 S JACKSON ST GARDNER IL 604246226, GARDNER, IL 60424-6226

Mortgage

Document Number0000567700
DateJan 27, 2017
Instrument567700
Lender
NameFIRST NAT'L BK/DWIGHT
TypeBank
AddressDWIGHT, IL 60420
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJan 26, 2037
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,846.00 (+39.4%)$120,132 (+30.32%) Land $13,107 Building $107,025$360,396 (+30.32%) Land $39,321 Building $321,075
2022$7,063.00 Homeowner's exemption$92,182 Land $10,057 Building $82,125$276,546 Land $30,171 Building $246,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–1985)
Most Recent ClaimFeb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable
2,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Watch TV.

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