Grundy County property record for 707 S Jackson St, Gardner, IL 60424
| Property Type | Single Family Home |
|---|---|
| Details | 1,754 sqft · built 1991 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2020) |
| Tax Bill | $8,750 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-401-010 |
| Primary APN | 12-09-401-010 |
|---|
| Building Area | 1,754 sqft Total Area |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Street Address | 707 S JACKSON ST |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-6221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER ESTATES SUB LT 10 SEC 9-31-8 PER 309609 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 09 |
| Legal Subdivision | GARDNER ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 900 |
Source: Grundy County records · APN 12-09-401-010
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 S JACKSON ST, GARDNER, IL 60424-6221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OTTAWA |
| Sep 09, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OTTAWA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Deed Document Number | 2020596792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Oct 13, 2020 |
| Property Address | 707 S JACKSON ST, GARDNER, IL 60424-6221 |
| Document Number | 0000596792 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 596792 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 S JACKSON ST, GARDNER, IL 60424-6221 |
| Document Number | 0000596793 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 596793 |
| Name | FIRST NATIONAL BANK OTTAWA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.63% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 707 S JACKSON ST, GARDNER, IL 60424-6221 |
| Document Number | 0000596793 |
| Instrument Date | Sep 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 707 S JACKSON ST GARDNER IL 604246221, GARDNER, IL 60424-6221 |
| Document Number | 0000596793 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 596793 |
| Name | FIRST NAT'L BK/OTTAWA |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Garfield Township |
| Municipality | Gardner Village |
| Elementary School District | Gardner Community Consolidated School District 72C (KG - 08) |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,750.00 (+40.63%) | $106,756 (+30.32%) Land $10,616 Building $96,140 | $320,268 (+30.32%) Land $31,848 Building $288,420 |
| 2022 | $6,222.00 Homeowner's exemption | $81,918 Land $8,145 Building $73,773 | $245,754 Land $24,435 Building $221,319 |
Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630009002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Feb 1985 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 29 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kraus Electronics Systems Cable | 2,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Benton Ridge Telephone Company.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GARDNER serves 1,361 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures