Cook County property record for 712 S Emerson St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,698 sqft · built 1972 |
| Lot Size | 0.233 acres (10,140 sqft) |
| Owner | Trust Name on File |
| Last Sale | $440,000 (Oct 2013) |
| Tax Bill | $13,561 (2023) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-322-009 |
| Primary APN | 08-12-322-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,140 sqft (0.233 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 712 S EMERSON ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 IN LOUIS MUNAOS SECOND ADD T O MOUNT PROSPECT IN SW4 OF SEC12 T4 1N R11E 3P |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | LOUIS MUNAOS 02 ADD MO |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 804901 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 712 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Deed Document Number | 201342139 |
| Last Transfer Date | Jan 15, 2018 |
| Transfer Doc | 0000049267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 712 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848 |
| Document Number | 0000928003 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2400928003 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PROSPECT, IL 60056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 712 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848 |
| Document Number | 2023033444 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 712 S EMERSON ST MOUNT PROSPECT IL 600563848, MOUNT PROSPECT, IL 60056-3848 |
| Document Number | 2023033444 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 23033444 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 23, 2018 |
| Property Address | 712 S EMERSON ST, MOUNT PROSPECT, IL 60056-3848 |
| Document Number | 1814349267 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 14349267 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 712 S EMERSON ST MOUNT PROSPECT IL 600563848, MOUNT PROSPECT, IL 60056-3848 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,000 (+15.38%) Land $12,168 Building $47,832 | $600,000 (+15.38%) Land $121,680 Building $478,320 | |
| 2023 | $13,561.00 (+4.23%) | ||
| 2022 | $13,011.00 Homeowner's exemption | $52,000 Land $10,140 Building $41,860 | $520,000 Land $101,400 Building $418,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1987–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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