712 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 712 S 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1923
Lot Size	0.232 acres (10,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Dec 2014)
Tax Bill	$6,105 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-479-009`

Property Details

APN / Parcel Number

Primary APN	`08-22-479-009`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	3 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Lot Area	10,096 sqft (0.232 acres)
Lot Dimensions	165 ft deep x 61 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	0822479009
Street Address	712 S 3RD ST
City	DEKALB
State	IL
Zip	60115-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFITHS ADDITION - S 11FT OF LOT 3 & ALL LOT 4 BLOCK 1
Legal Subdivision	GRIFFITHS ADDITION
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3016
Census Tract	1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 S 3RD ST, DEKALB, IL 60115-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2014 · Amount on Record
Deed Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	201411036
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 S 3RD ST, DEKALB, IL 60115-4126
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004683
Date	Jul 17, 2023
Instrument	2023004683

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 S 3RD ST, DEKALB, IL 60115-4126
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009484
Date	Jul 21, 2021
Instrument	2021009484

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,500 (+25.6%) Land $10,720 Building $79,780	$271,500 (+25.6%) Land $32,160 Building $239,340
2024	$6,105.00
2023		$72,056 Land $8,535 Building $63,521	$216,168 Land $25,605 Building $190,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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