706 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 706 S 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.232 acres (10,096 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Aug 2017)
Tax Bill	$5,190 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-479-008`

Property Details

APN / Parcel Number

Primary APN	`08-22-479-008`

Exterior

Lot Area	10,096 sqft (0.232 acres)
Lot Dimensions	165 ft deep x 61 ft wide

Location & Zoning

Account Number	0822479008
Street Address	706 S 3RD ST
City	DEKALB
State	IL
Zip	60115-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFITHS ADDITION - S 6FT OF LOT 2 & N 55FT OF LOT 3 BLOCK 1
Legal Subdivision	GRIFFITHS ADDITION
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3016
Census Tract	1300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 S 3RD ST, DEKALB, IL 60115-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	20178475
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	706 S 3RD ST, DEKALB, IL 60115-4126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000000546
Date	Jan 13, 2021
Instrument	2021000546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 30, 2017
Property Address	706 S 3RD ST, DEKALB, IL 60115-4126
Document Number	0000008475
Instrument Date	Aug 29, 2017
Instrument	8475
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S 3RD ST DEKALB IL 601154126, DEKALB, IL 60115-4126

Mortgage

Document Number	8476
Date	Aug 30, 2017
Instrument	8476

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,911 (+25.6%) Land $10,720 Building $67,191	$233,733 (+25.6%) Land $32,160 Building $201,573
2024	$5,190.00
2023		$62,032 Land $8,535 Building $53,497	$186,096 Land $25,605 Building $160,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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