712 Reading Ter, Deltona, FL 32725 Property Records

Volusia County property record for 712 Reading Ter, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 2004
Lot Size	0.222 acres (9,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9106-11-00-0940`

Property Details

APN / Parcel Number

Primary APN	`9106-11-00-0940`
Alternative APNs	`06193111000940` `6166188.0` `6166188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,554 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,675 sqft (0.222 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	6166188
Street Address	712 READING TER
City	DELTONA
State	FL
Zip	32725-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4E
Legal Description	LOT 94 COVENTRY SUBDIVISION REPLAT MB 49 PGS 130 THRU 137INC PER OR 5347 PG 4671PER OR 5584 PG 4057 PER OR 7419 PG 0163 PER OR 8082 PG 1130 PER OR 8755 PG 1793
Legal Range	31E
Legal Township	19S
Legal Section	06
Legal Subdivision	COVENTRY SUBDIVISION REPLAT MB
Legal Tract	11
Legal Lot Number	94
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	4
Census Block	4023
Census Tract	91018

Owner

Source: Volusia County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 CURRY CT, ALTAMONTE SPRINGS, FL 32714-5402
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 5, 2017	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	2021163510
Deed Book / Page	8082 / 1130
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0055844057
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Sep 17, 2025
Property Address	712 READING TER, DELTONA, FL 32725-8848
Document Number	0087551793
Book / Page	8755 / 1793
Map Reference	MB 49 PG 130
Instrument Date	Sep 3, 2025
Instrument	2025174788
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 CURRY CT, ALTAMONTE SPRINGS, FL 32714-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 CURRY CT, ALTAMONTE SPRINGS, FL 32714-5402

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 13, 2021
Property Address	712 READING TER, DELTONA, FL 32725-8848
Document Number	0080821130
Book / Page	8082 / 1130
Map Reference	MB 49 PG 130
Instrument Date	Jul 12, 2021
Instrument	2021-163510
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CLEAR TITLE, CLEAR TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2032 BRIARCLIFF CIR, 2032, MOUNT DORA, FL 32757-6964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 CURRY CT, ALTAMONTE SPRINGS, FL 32714-5402
Investor	Possibly a Property Investor

Mortgage

Document Number	80821131
Date	Jul 13, 2021
Instrument	8082/1131

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0080910940
Date	Jul 28, 2021
Book Page	8091/940
Instrument	2021-177454

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 5, 2017
Property Address	712 READING TER, DELTONA, FL 32725-8848
Document Number	0074190163
Book / Page	7419 / 0163
Map Reference	MB49 PG130-137
Instrument Date	Jun 29, 2017
Instrument	2017-131065
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ALOMA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712REDING, 712, 32729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 READING TER, DELTONA, FL 32725-8848

Mortgage

Document Number	2017131066
Date	Jul 5, 2017
Instrument	2017-131066

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,535 (+2.25%) Land $60,750 Building $215,785	$276,535 (+2.25%) Land $60,750 Building $215,785
2025	$5,142.00 (-3.64%)	$270,443 (-2.36%) Land $60,750 Building $209,693	$270,443 (-2.36%) Land $60,750 Building $209,693
2024	$5,336.00 (+2.2%)	$276,972 (+2.63%) Land $54,675 Building $222,297	$276,972 (+2.63%) Land $54,675 Building $222,297
2023	$5,221.00 (+5.77%)	$269,873 (+8.27%) Land $56,100 Building $213,773	$269,873 (+8.27%) Land $56,100 Building $213,773
2022	$4,936.00	$249,261 Land $35,888 Building $213,373	$249,261 Land $35,888 Building $213,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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