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708 Reading Ter, Deltona, FL 32725 Property Records

Volusia County property record for 708 Reading Ter, Deltona, FL 32725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,553 sqft · built 2004
Lot Size0.266 acres (11,610 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2015)
Tax Bill$2,645 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN9106-11-00-0950

Property Details

APN / Parcel Number

Primary APN9106-11-00-0950
Alternative APNs
  • 6166196.0
  • 6166196

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,553 sqft Living Area
1st Floor Area1,553 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,610 sqft (0.266 acres)
Lot Dimensions129 ft deep x 90 ft wide
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area425 sqft
PorchOpen Porch
Porch Area140 sqft
Patio Area34 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number6166196.0
Street Address708 READING TER
CityDELTONA
StateFL
Zip32725-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 95 COVENTRY SUBDIVISION REPLAT MB 49 PGS 130-137 INC PER OR 5307 PG 2528 PER OR 7140 PGS 2798-2799
Legal Range31E
Legal Township19S
Legal Section06
Legal SubdivisionREPLAT
Legal Tract11
Legal Lot Number95
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group4
Census Block4023
Census Tract91018

Owner

708 Reading Ter is owned and occupied by an individual who bought it in July 2015.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address708 READING TER, DELTONA, FL 32725-8848
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2015 · Amount on File
Deed SaleJul 17, 2015 · Amount on File
Prior SaleApr 29, 2004 · Amount on File
Deed Document Number2015-131140
Deed Book / Page7140 / 2798
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address708 READING TER, DELTONA, FL 32725-8848
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 READING TER, DELTONA, FL 32725-8848

Mortgage

Document Number0084554191
DateSep 6, 2023
Book Page8455/4191
Instrument2023182046
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueSep 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 708 Reading Ter was $2,645 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,645.00 Homeowner's exemption$168,525$305,756 Land $60,507 Building $245,249
2023$2,492.00 (+2.47%) Homeowner's exemption$159,006 (+3%)$302,880 (+6.26%) Land $55,876 Building $247,004
2022$2,432.00 Homeowner's exemption$154,375$285,043 Land $35,744 Building $249,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Reading Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Reading Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reading Ter

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