712 Raintree Dr, Matthews, NC 28104 Property Records

Union County property record for 712 Raintree Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,640 sqft · built 2010
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-150-040A`

Property Details

APN / Parcel Number

Primary APN	`07-150-040A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 RAINTREE DR
City	MATTHEWS
State	NC
Zip	28104-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	#1 BRANDES OPCI962
Legal Subdivision	RAIN FOREST
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3000
Census Tract	20315

Owner

712 Raintree Dr is owner-occupied and held in a trust.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	712 RAINTREE DR, MATTHEWS, NC 28104-7322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Intrafamily Transfer, Transfer
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 12, 2022
Property Address	712 RAINTREE DR, MATTHEWS, NC 28104-7322
Document Number	0008451146
Book / Page	8451 / 146
Map Reference	CAB I FILE 962
Instrument Date	Apr 8, 2022
Instrument	13506
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	712 RAINTREE DR, MATTHEWS, NC 28104-7322

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	712 RAINTREE DR, MATTHEWS, NC 28104-7322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7854465
Date	Oct 21, 2020
Book Page	7854/465
Instrument	42701

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 712 Raintree Dr was $4,891.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,000 (-) Land $100,300 Building $641,700	$742,000 (-) Land $100,300 Building $641,700
2025	$4,891.00	$742,000 Land $100,300 Building $641,700	$742,000 Land $100,300 Building $641,700
2023	$2,799.00	$334,600 Land $60,500 Building $274,100	$334,600 Land $60,500 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Raintree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Raintree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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