616 Raintree Dr, Matthews, NC 28104 Property Records

Union County property record for 616 Raintree Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,964 sqft · built 1986
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2016)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-150-043`

Property Details

APN / Parcel Number

Primary APN	`07-150-043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.1 acres)
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 RAINTREE DR
City	MATTHEWS
State	NC
Zip	28104-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	#13 RAINTREE FOREST SECT IV OPCA176B
Legal Subdivision	RAIN FOREST
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3000
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 RAINTREE DR, MATTHEWS, NC 28104-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Deed Document Number	201611940
Deed Book / Page	6666 / 902
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	616 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008140700
Date	Jun 17, 2021
Book Page	8140/700
Instrument	28813

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	616 RAINTREE DR, MATTHEWS, NC 28104-7321
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008709828
Date	May 17, 2023
Book Page	8709/828
Instrument	11620

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,300 (-) Land $117,700 Building $597,600	$715,300 (-) Land $117,700 Building $597,600
2025	$4,718.00 (+83.79%)	$715,300 (+134.52%) Land $117,700 Building $597,600	$715,300 (+134.52%) Land $117,700 Building $597,600
2023	$2,567.00	$305,000 Land $72,100 Building $232,900	$305,000 Land $72,100 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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