712 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 712 N Main St, Wheaton, IL 60187 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1900
Square Footage5,507 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$1,430,000 (2026)
Tax Bill$19,337.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-16-106-021

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Building Area5,507 sqft Living Area
Basement Area1,999 sqft Basement
Finished Basement1,999 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions16.5 ft deep x 7 ft wide
Parking Spaces2 Parking Spaces
Garage TypeDetached
Garage Area576 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area329 sqft Patio
PorchOpen Porch
Porch Area440 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address712 N MAIN ST
CityWHEATON
StateIL
Zip60187-4169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES DIV A SUB OF PT BLK 4 IN MALLORYS ADD IN NW 1/4 SEC 16-39-10
Legal SubdivisionPAYNES DIV A SUB
Legal Block4
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1013
Census Tract842500

Owner

Source: DuPage County records · APN 05-16-106-021

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address712 N MAIN ST, WHEATON, IL 60187-4169
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed, Transfer · Conventional Mortgage
HOMETRUST MORTGAGE COMPANY
Apr 19, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 11, 2018Deed of Trust, Mortgage · Construction Mortgage
THE AMERICAN NATIONAL BANK OF TEXAS
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 13, 2020Deed of Trust, Mortgage
THE AMERICAN NATIONAL BANK OF TEXAS
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2026 · Amount on Record
Deed SaleJul 24, 2026 · Amount on Record
Prior SaleJan 14, 2014 · Amount on Record
Deed Document Number202650732
Prior Transfer DateApr 07, 2023
Prior Transfer Doc0000023573
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateJul 24, 2026
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Document Number0000050732
Instrument DateJul 08, 2026
Instrument202650732
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$216,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address712 N MAIN ST, WHEATON, IL 60187-4169

Mortgage

Document Number0000050733,
DateJul 24, 2026
Instrument202650733
Lender
NameHOMETRUST MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateApr 19, 2023
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Document Number0000023573
Map ReferenceDOC R72-56961
Instrument DateApr 07, 2023
InstrumentR2023-023573
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address712 N MAIN ST, WHEATON, IL 60187-4169

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 N MAIN ST, WHEATON, IL 60187-4169

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085434
DateSep 11, 2018
InstrumentR2018-085434
Lender
NameTHE AMERICAN NATIONAL BANK OF TEXAS
TypeBank
AddressTERRELL, TX 75160
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029282
DateMar 25, 2020
InstrumentR2020-029282
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 N MAIN ST, WHEATON, IL 60187-4169

Mortgage

Document Number0000135188
DateNov 13, 2020
InstrumentR2020-135188
Lender
NameTHE AMERICAN NATIONAL BANK OF TEXAS
TypeBank
AddressTERRELL, TX 75160
Agreement
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address712 N MAIN ST, WHEATON, IL 60187-4169
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143425
DateSep 27, 2021
InstrumentR2021-143425
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate1.5%
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.5%
IndexOther
Margin3
Max Rate6.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,337.00 (+8.87%)$327,252 (+24.68%) Land $46,355 Building $280,897$981,756 (+24.68%) Land $139,065 Building $842,691
2022$17,762.00 Homeowner's exemption$262,480 Land $37,180 Building $225,300$787,440 Land $111,540 Building $675,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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