709 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 709 N Main St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Nov 2004)
Tax Bill	$6,752 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-107-003`

Property Details

APN / Parcel Number

Primary APN	`05-16-107-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	1,848 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Custom Design
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	13.2 ft deep x 4.1 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	709 N MAIN ST
City	WHEATON
State	IL
Zip	60187-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DE WOLF & TRACYS ADD N 41.25 FT OF S 165 FT OF W 132 FT
Legal Subdivision	DE WOLF & TRACYS ADD
Legal Block	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1014
Census Tract	842500

Owner

Source: DuPage County records · APN 05-16-107-003

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 N MAIN ST, WHEATON, IL 60187-4168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 08, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2004 · Amount on Record
Deed Sale	Nov 05, 2004 · Amount on Record
Prior Sale	Feb 01, 1995 · Amount on Record
Deed Document Number	2004283851
Last Transfer Date	Sep 18, 2020
Transfer Doc	0000115749
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	709 N MAIN ST, WHEATON, IL 60187-4168
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103847
Date	Nov 28, 2022
Instrument	R2022-103847

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	709 N MAIN ST, WHEATON, IL 60187-4168
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102480
Date	Sep 11, 2020
Instrument	R2020-102480

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	709 N MAIN ST, WHEATON, IL 60187-4168
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070513
Date	May 05, 2021
Instrument	R2021-070513

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 08, 2020
Property Address	709 N MAIN ST, WHEATON, IL 60187-4168
Document Number	0000115749
Instrument Date	Sep 18, 2020
Instrument	115749
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	709 N MAIN ST WHEATON IL 601874168, WHEATON, IL 60187-4168

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,752.00 (+8.54%)	$119,479 (+24.68%) Land $21,963 Building $97,516	$358,437 (+24.68%) Land $65,889 Building $292,548
2022	$6,221.00 Homeowner's exemption	$95,830 Land $17,620 Building $78,210	$287,490 Land $52,860 Building $234,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438425001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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