712 N Main St, Bluffton, IN 46714 Property Records

Wells County property record for 712 N Main St, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,907 sqft · built 1980
Lot Size0.454 acres (19,776 sqft)
OwnerCompany Name on File
Tax Bill$3,096 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN90-05-33-400-007.000-011

Property Details

APN / Parcel Number

Primary APN90-05-33-400-007.000-011
Alternative APNs
  • 00001585349
  • 0120978100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,907 sqft Living Area
1st Floor Area1,907 sqft
AtticAttic
Attic Area1,347 sqft
Basement Area1,515 sqft
Unfinished Basement1,515 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area19,776 sqft (0.454 acres)
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area216 sqft
Lean-To144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001585349
Street Address712 N MAIN ST
CityBLUFFTON
StateIN
Zip46714-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33-27-12 0.454A MID PT N E S E W OF HWY (33-L)
JurisdictionWELLS IN
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3001
Census Tract40400

Owner

Source: Wells County records · APN 90-05-33-400-007.000-011

Assessment roll updated June 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address706 N MAIN ST, BLUFFTON, IN 46714-1312
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN MORTGAGE SERVICES
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCK YARDS BANK & TRUST CO
Oct 06, 2021Warranty Deed, Transfer
SECURITY TITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2021
Deed SaleOct 06, 2021
Prior SaleNov 06, 2002 · Amount on Record
Deed Document Number20214556
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address712 N MAIN ST, BLUFFTON, IN 46714-1312
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020200156
DateJan 10, 2020
Instrument20200156
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address712 N MAIN ST, BLUFFTON, IN 46714-1312
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020200145
DateJan 10, 2020
Instrument20200145
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 02, 2030
Interest
Rate TypeAdjustable Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELLS IN
Recording DateOct 06, 2021
Property Address712 N MAIN ST, BLUFFTON, IN 46714-1312
Document Number0020214556
Map ReferenceDB 115 PG 419
Instrument DateSep 28, 2021
Instrument20214556
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanySECURITY TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5390 HAMILTON RD, YODER, IN 46798-9739

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBluffton City
CountyWells County
County SubdivisionLancaster Township
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,096.00 (+7.13%)$173,500 (+20.99%) Land $21,800 Building $151,700$173,500 (+20.99%) Land $21,800 Building $151,700
2024$2,890.00 (+20.17%)
2023$143,400 (+0.63%) Land $17,600 Building $125,800$143,400 (+0.63%) Land $17,600 Building $125,800
2022$2,405.00$142,500 Land $17,600 Building $124,900$142,500 Land $17,600 Building $124,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790404003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2003 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Villa North Historic District
listed 1985 · 24 contributing resources · NRIS 85001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 52 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number