Wells County property record for 706 N Main St, Bluffton, IN 46714 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 4,803 sqft · built 2010 |
| Lot Size | 0.894 acres (38,943 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,294 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 90-05-33-400-015.000-011 |
| Primary APN | 90-05-33-400-015.000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 4,803 sqft Living Area |
| Gross Area | 4,095 sqft |
| 1st Floor Area | 4,803 sqft |
| Attic | Attic |
| Attic Area | 1,013 sqft |
| Basement Area | 2,183 sqft |
| Finished Basement | 1,483 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 38,943 sqft (0.894 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001580436 |
|---|---|
| Street Address | 706 N MAIN ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-27-12 0.89A MID PT N E S E W OF HWY (33-M) |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40400 |
Source: Wells County records · APN 90-05-33-400-015.000-011
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 706 N MAIN ST, BLUFFTON, IN 46714-1312 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Aug 06, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Oct 06, 2021 | Warranty Deed, Transfer SECURITY TITLE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2021 |
| Deed Sale | Oct 06, 2021 |
| Deed Document Number | 20214556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 706 N MAIN ST, BLUFFTON, IN 46714-1312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020232018 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 20232018 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 23, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 706 N MAIN ST, BLUFFTON, IN 46714-1312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020182858 |
|---|---|
| Date | Aug 06, 2018 |
| Instrument | 20182858 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 30, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 06, 2021 |
| Property Address | 706 N MAIN ST, BLUFFTON, IN 46714-1312 |
| Document Number | 0020214556 |
| Map Reference | DB 115 PG 419 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 20214556 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | SECURITY TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5390 HAMILTON RD, YODER, IN 46798-9739 |
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,294.00 (+3.81%) | $594,800 (+10.76%) Land $73,700 Building $521,100 | $594,800 (+10.76%) Land $73,700 Building $521,100 |
| 2024 | $10,880.00 (+15.38%) | ||
| 2023 | $537,000 (+0.66%) Land $44,000 Building $493,000 | $537,000 (+0.66%) Land $44,000 Building $493,000 | |
| 2022 | $9,430.00 | $533,500 Land $44,000 Building $489,500 | $533,500 Land $44,000 Building $489,500 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790404003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force 1 of 4 on primary residences |
| Nearby Flood Claims | 2 (1997–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 6% of the US · above 41% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Villa North Historic District listed 1985 · 24 contributing resources · NRIS 85001192 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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