712 N 3rd St, Ozark, AR 72949 Property Records

Franklin County property record for 712 N 3rd St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,912 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (May 2024)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009-00687-000`

Property Details

APN / Parcel Number

Primary APN	`009-00687-000`
Alternative APN	`16434`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,912 sqft Living Area
1st Floor Area	1,976 sqft
Upper Floors Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	798 sqft
Driveway	Driveway
Driveway Area	1,540 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	612 sqft
Deck Area	250 sqft
Patio Area	450 sqft
Fence	Fence
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	712 N 3RD ST
City	OZARK
State	AR
Zip	72949-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXHIBIT A A CERTAIN TRACT OF LAND LOCATED IN PART OF THE NW/4 OF SECTION 36, TOWNSHIP 10 NORTH, RANGE 27 WEST AND IN PART OF
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	CITY OF OZARK
Legal Block	7
Legal Lot Number	3-5
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1019
Census Tract	950202

Owner

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 N 3RD ST, OZARK, AR 72949-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
	Deed of Trust, Mortgage
Jan 29, 2009	Deed of Trust, Mortgage SIMMONS FIRST NATIONAL BANK
May 29, 2024	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 4, 2023	Contract Sale, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Deed Document Number	2024R-001160
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/273
Date	Nov 5, 2018
Book Page	245/273

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N 3RD ST, OZARK, AR 72949-2316

Mortgage

Document Number	2020R002720
Date	Oct 26, 2020
Instrument	2020R-002720

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 411, OZARK, AR 72949-0411

Mortgage

Document Number	2022R003268
Date	Nov 9, 2022
Instrument	2022R-003268

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OZARK, AR 72949

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2023

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000099/722
Date	Jan 29, 2009
Book Page	99/722

Lender

Name	SIMMONS FIRST NATIONAL BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN AR
Recording Date	May 29, 2024
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Document Number	2024R001160
Instrument Date	May 24, 2024
Instrument	2024R-001160
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HOMETOWN ONE TITLE AGENCY LLC, HOME TOWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S 24TH ST, FORT SMITH, AR 72901-4148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N 3RD ST, OZARK, AR 72949-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	2024R001161
Date	May 29, 2024
Instrument	2024R-001161

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FRANKLIN AR
Recording Date	Apr 4, 2023
Property Address	712 N 3RD ST, OZARK, AR 72949-2316
Document Number	2023R000733
Instrument Date	Mar 28, 2023
Instrument	2023R-000733
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 N 3RD ST, OZARK, AR 72949-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15843 HUNTERS CABIN RD, OZARK, AR 72949-8970

Mortgage

Date	Apr 4, 2023

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+43.71%)	$25,870 (-) Land $1,880 Building $23,990
2023	$970.00 Homeowner's exemption	$25,870 Land $1,880 Building $23,990	$129,350 Land $9,400 Building $119,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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