708 N 3rd St, Ozark, AR 72949 Property Records

Franklin County property record for 708 N 3rd St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	1 ba · 872 sqft · built 1947
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Nov 2018)
Tax Bill	$453 (2025)
Deeds & Mortgages	Apr 2018 Construction Loan Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-00665-000`

Property Details

APN / Parcel Number

Primary APN	`009-00665-000`
Alternative APN	`16412`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	872 sqft Living Area
1st Floor Area	872 sqft
Flooring	Carpet

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	224 sqft

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Patio Area	192 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	708 N 3RD ST
City	OZARK
State	AR
Zip	72949-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 36, TOWNSHIP 10 NORTH, RANGE 27 WEST MORE PARTICULARLY DESCRIBED AS BEGINNING AT A P
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	CITY OF OZARK
Legal Block	17
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1019
Census Tract	950202

Owner

Source: Franklin County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 N 3RD ST, OZARK, AR 72949-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 14, 2023	Intrafamily Transfer, Transfer C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Oct 27, 1995 · Amount on Record
Deed Book / Page	245 / 408
Transfer Doc	0177000056
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	708 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000236/685
Date	Apr 20, 2018
Book Page	236/685

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	OZARK, AR 72949

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 6, 2019

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	708 N 3RD ST, OZARK, AR 72949-2316
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R003471
Date	Dec 5, 2022
Instrument	2022R-003471

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN AR
Recording Date	Feb 14, 2023
Property Address	708 N 3RD ST, OZARK, AR 72949-2316
Document Number	2023R000325
Instrument Date	Feb 14, 2023
Instrument	2023R-000325
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N 3RD ST, OZARK, AR 72949-2316

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Nov 9, 2018
Property Address	708 N 3RD ST, OZARK, AR 72949-2316
Document Number	000245/408
Book / Page	245 / 408
Instrument Date	Nov 9, 2018
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ADAMS ABSTRACT & TITLE CO IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1142 W HIGHWAY 64, OZARK, AR 72949-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 N 3RD ST, OZARK, AR 72949-2316

Mortgage

Document Number	0000245411
Date	Nov 9, 2018
Instrument	245/411

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00	$8,420 (-) Land $1,250 Building $7,170
2023	$453.00	$8,420 Land $1,250 Building $7,170	$42,100 Land $6,250 Building $35,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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