712 N 3rd St, Elburn, IL 60119 Property Records

Kane County property record for 712 N 3rd St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,539 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (May 1995)
Tax Bill	$10,537 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-32-352-037`

Property Details

APN / Parcel Number

Primary APN	`08-32-352-037`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	4,423 sqft
Basement Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	712 N 3RD ST
City	ELBURN
State	IL
Zip	60119-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 HIGHLAND
Legal Subdivision	HIGHLAND 2
Legal Block	2
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2060
Census Tract	852408

Owner

712 N 3rd St is owned and occupied by an individual who acquired it in April 2024.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	712 N 3RD ST, ELBURN, IL 60119-9154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Quit Claim Deed, Transfer · Conventional Mortgage SERVBANK SB
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 1995 · Amount on File
Deed Sale	May 8, 1995 · Amount on File
Deed Document Number	199524938
Deed Book / Page	1089 / 402
Last Transfer Date	Apr 23, 2024
Transfer Doc	0000015000
Record Updated	Sep 20, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2024
Property Address	712 N 3RD ST, ELBURN, IL 60119-9154
Document Number	0000015000
Instrument Date	Apr 23, 2024
Instrument	2024K015000
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N 3RD ST, ELBURN, IL 60119-9154

Mortgage

Document Number	0000015001
Date	May 6, 2024
Instrument	2024K015001

Lender

Name	SERVBANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	712 N 3RD ST, ELBURN, IL 60119-9154
Document Number	0000033497
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 N 3RD ST ELBURN IL 601199154, ELBURN, IL 60119-9154

Mortgage

Document Number	0000033497
Date	Jun 29, 2017
Instrument	33497

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 712 N 3rd St was $10,537.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,537.00	$135,170 (+8.43%) Land $22,392 Building $112,778	$405,672 (+8.43%) Land $67,203 Building $338,469
2024		$124,661 Land $20,651 Building $104,010	$374,133 Land $61,978 Building $312,155
2022	$8,927.00 (+4.28%) Homeowner's exemption	$94,736 (+5.91%) Land $16,823 Building $77,913	$284,208 (+5.91%) Land $50,469 Building $233,739
2021	$8,561.00 Homeowner's exemption	$89,449 Land $15,884 Building $73,565	$268,347 Land $47,652 Building $220,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 712 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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