400 N 3rd St, Elburn, IL 60119 Property Records

Kane County property record for 400 N 3rd St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	built 1967
Lot Size	0.186 acres (8,107 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2022)
Tax Bill	$6,844 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-05-103-008`

Property Details

APN / Parcel Number

Primary APN	`11-05-103-008`

Exterior

Year Built	Built 1967
Lot Area	8,107 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	400 N 3RD ST
City	ELBURN
State	IL
Zip	60119-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOHN WARNES 2ND ADD/ELBURN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1013
Census Tract	854507

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 N 3RD ST, ELBURN, IL 60119-8923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	202253824
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	0000014066
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 4, 2022
Property Address	400 N 3RD ST, ELBURN, IL 60119-8923
Document Number	0000053824
Instrument Date	Oct 27, 2022
Instrument	2022K053824
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34350 LODGE DR, 34350, WESLEY CHAPEL, FL 33543-5272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 3RD ST, ELBURN, IL 60119-8923

Mortgage

Document Number	0000053825
Date	Nov 4, 2022
Instrument	2022K053825

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate	6.37%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 14, 2022
Property Address	400 N 3RD ST, ELBURN, IL 60119-8923
Document Number	0000014066
Instrument Date	Mar 14, 2022
Instrument	2022K014066
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 3RD ST, ELBURN, IL 60119-8923

Mortgage

Document Number	0000014067
Date	Mar 14, 2022
Instrument	2022K014067

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,844.00 (+32.87%) Homeowner's exemption	$94,096 (+13.69%) Land $10,611 Building $83,485	$282,401 (+13.69%) Land $31,846 Building $250,555
2024		$82,763 (+35.61%) Land $9,745 Building $73,018	$248,388 (+35.67%) Land $29,247 Building $219,142
2022	$5,151.00 (+3.6%) Homeowner's exemption	$61,028 (+4.48%) Land $8,072 Building $52,956	$183,084 (+4.48%) Land $24,216 Building $158,868
2021	$4,972.00 Homeowner's exemption	$58,411 Land $7,726 Building $50,685	$175,233 Land $23,178 Building $152,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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