712 Key Rd, Lafayette, TN 37083 Property Records

Macon County property record for 712 Key Rd, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,545 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2022)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051-059.11`

Property Details

APN / Parcel Number

Primary APN	`051-059.11`
Alternative APNs	`0105105105911` `056051 05911`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Flat
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	75 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	712 KEY RD
City	LAFAYETTE
State	TN
Zip	37083-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TRACT #1
Legal Tract	1
Jurisdiction	MACON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4037
Census Tract	970200

Owner

Source: Macon County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 15, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2022	Intrafamily Transfer, Transfer
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Sep 5, 1997 · Amount on Record
Deed Document Number	20224814
Deed Book / Page	176 / 634
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0RB175/461
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB200/537
Date	Mar 15, 2024
Book Page	RB200/537
Instrument	24000969

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 15, 2022
Property Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Document Number	0RB176/634
Book / Page	RB176 / 634
Instrument Date	Nov 10, 2022
Instrument	22004814
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 KEY RD, LAFAYETTE, TN 37083-3224

Mortgage

Document Number	0022004815
Date	Nov 15, 2022
Instrument	22004815

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON TN
Recording Date	Oct 26, 2022
Property Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Document Number	0RB175/461
Book / Page	RB175 / 461
Instrument Date	Oct 22, 2022
Instrument	22004532
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 KEY RD, LAFAYETTE, TN 37083-3224

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB130/270
Date	May 28, 2021
Book Page	RB130/270
Instrument	21002289

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	712 KEY RD, LAFAYETTE, TN 37083-3224
Document Number	0000001749
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 KEY RD LAFAYETTE TN 370833224, LAFAYETTE, TN 37083-3224

Mortgage

Document Number	0000001749
Date	Jun 6, 2018
Book Page	000059/000216
Instrument	1749

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (+0.82%)	$75,550 (-) Land $12,850 Building $62,700	$302,200 (-) Land $51,400 Building $250,800
2024	$1,216.00 (+11.25%)
2023		$75,550 Land $12,850 Building $62,700	$302,200 Land $51,400 Building $250,800
2019	$1,093.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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