Macon County property record for 554 Key Rd, Lafayette, TN 37083
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,061 sqft · built 2009 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Owner Name on File |
| Last Sale | $56,000 (Sep 1990) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056051 06105 |
| Primary APN | 056051 06105 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| 1st Floor Area | 2,061 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,155 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 554 KEY RD |
|---|---|
| City | LAFAYETTE |
| State | TN |
| Zip | 37083-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: S01 |
| Jurisdiction | MACON TN |
| Township / Civil Division | 7 |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970200 |
Source: Macon County assessment roll, APN 056051 06105, as of May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 554 KEY RD, LAFAYETTE, TN 37083-3224 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 11, 2019 | Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 1990 · Amount on Record |
| Deed Sale | Sep 05, 1990 · Amount on Record |
| Deed Document Number | 0000171151 |
| Deed Book / Page | 171 / 151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 554 KEY RD, LAFAYETTE, TN 37083-3224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 554 KEY RD, LAFAYETTE, TN 37083-3224 |
| Document Number | RB070/0235 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | RB070/0235 |
| Instrument | 19000089 |
| Name | MACON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, TN 37083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 554 KEY RD, LAFAYETTE, TN 37083-3224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0RB128/264 |
|---|---|
| Date | May 05, 2021 |
| Book Page | RB128/264 |
| Instrument | 21001925 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
Source: Macon County assessment roll as of May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Macon County |
| Unified School District | Macon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,793.00 (+8.01%) | $110,500 (-) Land $11,225 Building $99,275 | |
| 2023 | $110,500 Land $11,225 Building $99,275 | $442,000 Land $44,900 Building $397,100 | |
| 2019 | $1,660.00 |
Source: FEMA National Flood Hazard Layer, Macon County (47111C), as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 38 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| North Central Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system TN0000373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAFAYETTE WATER SYSTEM serves 22,435 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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