Montgomery County property record for 712 Kersey Rd, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,312 sqft · built 1987 |
| Lot Size | 0.293 acres (12,753 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $8,572 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02590226 |
| Primary APN | 13-02590226 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,312 sqft Living Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,753 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02590226 |
|---|---|
| Street Address | 712 KERSEY RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | KEMP MILL ESTS |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 41 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 703208 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 712 KERSEY RD, SILVER SPRING, MD 20902-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Book / Page | 69356 / 183 |
| Prior Transfer Date | Mar 24, 2014 |
| Prior Transfer Doc | 0484530283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 712 KERSEY RD, SILVER SPRING, MD 20902-3061 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | COMMERCIAL TITLE COMPANY, COMMERCIAL TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 712 KERSEY RD, SILVER SPRING, MD 20902-3061 |
| Document Number | 0617760286 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 61776/286 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 712 KERSEY RD, SILVER SPRING, MD 20902-3061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMERCE TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0597820161 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 59782/161 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $853,867 (+16.38%) | $1,094,200 (+49.13%) Land $233,600 Building $860,600 | |
| 2025 | $8,572.00 (-6.59%) | $733,700 (-) Land $233,600 Building $500,100 | $733,700 (-) Land $233,600 Building $500,100 |
| 2024 | $9,177.00 (+11.97%) | ||
| 2023 | $733,700 Land $233,600 Building $500,100 | $733,700 Land $233,600 Building $500,100 | |
| 2022 | $8,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1996–2015) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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