Montgomery County property record for 707 Kersey Rd, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,597 sqft · built 1986 |
| Lot Size | 0.321 acres (13,986 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $914,000 (Dec 2021) |
| Tax Bill | $10,142 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02540791 |
| Primary APN | 13-02540791 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,597 sqft Living Area |
| Gross Area | 5,169 sqft |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,986 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 302 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02540791 |
|---|---|
| Street Address | 707 KERSEY RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | GRAY ESTATES |
| Legal Subdivision | GRAY ESTATES |
| Legal Block | D |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 703208 |
Source: Montgomery County records · APN 13-02540791
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 KERSEY RD, SILVER SPRING, MD 20902-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC) |
| Dec 14, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Dec 23, 1993 · Amount on Record |
| Deed Book / Page | 64820 / 436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 08, 2026 |
| Property Address | 707 KERSEY RD, SILVER SPRING, MD 20902-3054 |
| Document Number | 7058000162 |
| Book / Page | 70580 / 162 |
| Instrument Date | Jun 03, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ECU TITLE, SECU TITLE |
| Name | Verified Name |
|---|---|
| Address | 707 KERSEY RD, SILVER SPRING, MD 20902-3054 |
| Document Number | 7058000162, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 70580/162 |
| Name | STATE EMPLOYEES CREDIT UNION (NC) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 14, 2021 |
| Property Address | 707 KERSEY RD, SILVER SPRING, MD 20902-3054 |
| Document Number | 0648200436 |
| Book / Page | 64820 / 436 |
| Map Reference | MB 133 PL 15396 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 KERSEY RD, SILVER SPRING, MD 20902-3054 |
| Document Number | 0064820445 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 64820/445 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869,200 (-0.1%) Land $191,500 Building $677,700 | $869,200 (-0.1%) Land $191,500 Building $677,700 | |
| 2025 | $10,142.00 (+42.64%) | $870,100 (+9.48%) Land $191,500 Building $678,600 | $870,100 (-) Land $191,500 Building $678,600 |
| 2023 | $794,767 | $870,100 Land $191,500 Building $678,600 | |
| 2022 | $7,110.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1996–2015) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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