712 Harbor Ln, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 712 Harbor Ln, Mount Pleasant, SC 29464

Property Summary

Property TypeTownhouse
Details3 bd · 1.5 ba · 1,276 sqft · built 1973
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on Record
Last Sale$477,000 (Apr 2026)
Tax Bill$1,225 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2026 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN532-14-00-033

Property Details

APN / Parcel Number

Primary APN532-14-00-033

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,276 sqft Living Area
Gross Area1,331 sqft
1st Floor Area638 sqft
Upper Floors Area638 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTownhouse
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions94 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address712 HARBOR LN
CityMOUNT PLEASANT
StateSC
Zip29464-4904
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSUBDIVISION NAME -WATERWAY ARMS DESCRIPTION -LT 11 BLK A
Legal SubdivisionWATERWAY ARMS
Legal BlockA
Legal Lot Number11
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4009
Census Tract4701

Owner

Source: Charleston County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1157 CHUCK DAWLEY BLVD, MOUNT PLEASANT, SC 29464-4185
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Quit Claim Deed, Transfer · Conventional Mortgage
FUNDING
Apr 20, 2026Deed, Transfer · Construction Mortgage
NONE LISTED ON DOCUMENT
Feb 19, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleApr 28, 2008 · Amount on Record
Deed Book / Page1383 / 126
Last Transfer DateSep 18, 2026
Transfer Doc0000058823
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateSep 18, 2026
Property Address712 HARBOR LN, MOUNT PLEASANT, SC 29464-4904
Document Number0000058823
Book / Page1416 / 917
Instrument DateSep 18, 2026
Instrument202658823
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1157 CHUCK DAWLEY BLVD, MOUNT PLEASANT, SC 29464-4185

Mortgage

Document Number0000058824,
DateSep 18, 2026
Instrument202658824
Lender
NameFUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateApr 20, 2026
Property Address712 HARBOR LN, MOUNT PLEASANT, SC 29464-4904
Document Number1383000126
Book / Page1383 / 126
Instrument DateApr 15, 2026
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$178,254.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number1383000127,
DateApr 20, 2026
Book Page1383/127
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueOct 17, 2026
Interest
Rate6%
Max Rate-1%

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 19, 2019
Property Address712 HARBOR LN, MOUNT PLEASANT, SC 29464-4904
Document Number0777/0972
Book / Page000777 / 000972
Instrument DateFeb 11, 2019
Transaction TypeTransfer
Record UpdatedMar 12, 2019

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 APPLING DR MOUNT PLEASANT SC 294644773, MOUNT PLEASANT, SC 29464-4773

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,225.00 (+11.16%)$287,500 (+2,775%) Land $51,750 Building $235,750$440,700 (+76.28%) Land $190,000 Building $250,700
2024$1,102.00 (+11.43%)$10,000 (-)
2022$989.00$10,000$250,000 (-) Land $45,000 Building $205,000
2020$250,000 Land $45,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 512 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
incl. 134 condo units
Nearby Flood Claims72 (1980–2024)
Claims Outside the SFHA33 of 72
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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