706 Harbor Ln, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 706 Harbor Ln, Mount Pleasant, SC 29464

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 986 sqft · built 1973
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Mar 2017)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`532-14-00-030`

Property Details

APN / Parcel Number

Primary APN	`532-14-00-030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	986 sqft Living Area
Gross Area	1,041 sqft
1st Floor Area	493 sqft
Upper Floors Area	493 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	94 ft deep x 18 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	706 HARBOR LN
City	MOUNT PLEASANT
State	SC
Zip	29464-4904
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -WATERWAY ARMS DESCRIPTION -LT 14 BLK A
Legal Subdivision	WATERWAY ARMS
Legal Block	A
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4009
Census Tract	4701

Owner

706 Harbor Ln, a townhouse, is owned by an individual who acquired it in August 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	944 KINCADE DR, MOUNT PLEASANT, SC 29464-4518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Sep 30, 2009 · Amount on File
Deed Book / Page	620 / 588
Last Transfer Date	Aug 9, 2017
Transfer Doc	06590146
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 2, 2017
Property Address	706 HARBOR LN, MOUNT PLEASANT, SC 29464-4904
Document Number	0620/0588
Book / Page	000620 / 000588
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 HARBOR LN MOUNT PLEASANT SC 294644904, MOUNT PLEASANT, SC 29464-4904

Mortgage

Document Number	620/0589
Date	Mar 2, 2017
Book Page	000620/000589

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 706 Harbor Ln was $1,133, up 11% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+10.97%)	$261,280 (+2,774.37%) Land $97,750 Building $163,530	$409,200 Land $190,000 Building $219,200
2024	$1,021.00	$9,090
2022	$912.00	$9,090	$227,200 Land $85,000 Building $142,200
2020			$227,200 Land $85,000 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Harbor Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Harbor Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20