712 Garnet Dr, Ames, IA 50010 Property Records

Story County property record for 712 Garnet Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 796 sqft · built 1970
Lot Size	0.126 acres (5,475 sqft)
Owner	Company Name on Record
Last Sale	$279,500 (Mar 2026)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2010 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-230-140`

Property Details

APN / Parcel Number

Primary APN	`09-23-230-140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	796 sqft Living Area
Basement Area	796 sqft
Finished Basement	751 sqft
Unfinished Basement	45 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,475 sqft (0.126 acres)
Garage Type	Detached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	712 GARNET DR
City	AMES
State	IA
Zip	50010-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	MEADOW VILLAGE SD LOT:64 AMES
Legal Range	24W
Legal Township	83N
Legal Section	23
Legal Subdivision	MEADOW VILLAGE
Legal Lot Number	64
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3023
Census Tract	1302

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	901 W JACKSON BLVD, 501, CHICAGO, IL 60607-3798
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
Jan 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Jun 4, 2010	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER IOWA CU
Jun 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Apr 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jul 24, 2015	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER IOWA CU
Dec 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Mar 2, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	20261616
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 GARNET DR, AMES, IA 50010-8419

Mortgage

Document Number	0202510967
Date	Dec 29, 2025
Instrument	2025-10967

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000000180
Date	Jan 7, 2010
Instrument	2010-00000180

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2040

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000005178
Date	Jun 4, 2010
Instrument	2010-00005178

Lender

Name	GREATER IOWA CU
Type	Non-Lending Institution
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 28, 2013

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200006905
Date	Jun 26, 2012
Instrument	2012-00006905

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600003872
Date	Apr 6, 2006
Instrument	2006-00003872

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2011

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500007030
Date	Jul 24, 2015
Instrument	2015-00007030

Lender

Name	GREATER IOWA CU
Address	AMES, IA 50010

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Aug 3, 2022

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 GARNET DR, AMES, IA 50010-8419
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600014921
Date	Dec 13, 2006
Instrument	2006-00014921

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2021

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 2, 2026
Property Address	712 GARNET DR, AMES, IA 50010-8419
Document Number	0202601616
Instrument Date	Feb 25, 2026
Instrument	2026-01616
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$446.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 W JACKSON BLVD STE 501, 501, CHICAGO, IL 60607-3798
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (+16.84%) Homeowner's exemption	$202,600 (+22.2%) Land $35,600 Building $167,000	$202,600 (+22.2%) Land $35,600 Building $167,000
2024	$2,256.00 (+28.04%)
2023		$165,800 Land $28,400 Building $137,400	$165,800 Land $28,400 Building $137,400
2022	$1,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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