705 Garnet Dr, Ames, IA 50010 Property Records

Story County property record for 705 Garnet Dr, Ames, IA 50010

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,092 sqft · built 1970
Lot Size	0.044 acres (1,913 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Feb 2014)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-23-228-340`

Property Details

APN / Parcel Number

Primary APN	`09-23-228-340`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	546 sqft
Basement Area	546 sqft
Finished Basement	324 sqft
Unfinished Basement	222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,913 sqft (0.044 acres)
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 GARNET DR
City	AMES
State	IA
Zip	50010-8418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	F-PRD
Legal Description	MEADOW VILLAGE SD LOT:40 AMES
Legal Range	24W
Legal Township	83N
Legal Section	23
Legal Subdivision	MEADOW VILLAGE
Legal Lot Number	40
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3024
Census Tract	1302

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	614 NE LIBERTY CT, ANKENY, IA 50021-5316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage US BANK NA
Jul 15, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2014 · Amount on Record
Deed Sale	Feb 18, 2014 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	20141252
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	705 GARNET DR, AMES, IA 50010-8418
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700006849
Date	Jul 10, 2017
Instrument	2017-00006849

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Jul 15, 2022
Property Address	705 GARNET DR, AMES, IA 50010-8418
Document Number	0202207050
Instrument Date	Jul 15, 2022
Instrument	2022-07050
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (-10.67%)	$147,300 (-5.82%) Land $29,700 Building $117,600	$147,300 (-5.82%) Land $29,700 Building $117,600
2024	$2,268.00 (+45.01%)
2023		$156,400 Land $23,300 Building $133,100	$156,400 Land $23,300 Building $133,100
2022	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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