Llano County property record for 712 Flag Creek Dr, Llano, TX 78643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 2018 |
| Lot Size | 0.313 acres (13,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,700 (Sep 2017) |
| Tax Bill | $2,463 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13300-011-0004-0 |
| Primary APN | 13300-011-0004-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,613 sqft (0.313 acres) |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 243 sqft |
| Deck Area | 192 sqft |
| Patio Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13300-011-0004-0 |
|---|---|
| Street Address | 712 FLAG CREEK DR |
| City | LLANO |
| State | TX |
| Zip | 78643-1861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL PARK BLK 11 LTS 4 & 5 |
| Legal Subdivision | CENTRAL PARK |
| Legal Block | 11 |
| Legal Lot Number | 4,5 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970200 |
712 Flag Creek Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Llano County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 FLAG CREEK DR, LLANO, TX 78643-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 7, 2017 | Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 20175618 |
| Deed Book / Page | 1575 / 3981 |
| Prior Transfer Date | Sep 5, 2017 |
| Prior Transfer Doc | 1575/3981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 712 FLAG CREEK DR, LLANO, TX 78643-1861 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2107707 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 21-07707 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Nov 1, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Sep 7, 2017 |
| Property Address | 712 FLAG CREEK DR, LLANO, TX 78643-1861 |
| Document Number | 1575/3981 |
| Book / Page | 1575 / 3981 |
| Map Reference | VOL T PG 351-352 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 17-05618 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | MOURSUND LAND TITLES INC, MOURSUND LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 MARI B DR E, 165, CENTER POINT, TX 78010-5502 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 801, LLANO, TX 78643-0801 |
| Document Number | 1705619 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 17-05619 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 712 Flag Creek Dr was $2,463, up 114.7% from the year before.
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Llano City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,463.00 (+114.73%) | $155,660 (-) Land $47,640 Building $108,020 | $155,660 (-) Land $47,640 Building $108,020 |
| 2025 | $1,147.00 | $155,660 Land $47,640 Building $108,020 | $155,660 Land $47,640 Building $108,020 |
| 2023 | $2,204.00 | $119,370 Land $25,450 Building $93,920 | $119,370 Land $25,450 Building $93,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Flag Creek Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 13 (1980–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Flag Creek Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LLANO serves 3,352 people · EPA ID TX1500001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| BEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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