712 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 712 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jun 2022)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HAS 00002`

Property Details

APN / Parcel Number

Primary APN	`HAS 00002`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	712 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 S. C. HALLS ADD CITY OF WHITEWATER
Legal Subdivision	HALLS, S C ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2012
Census Tract	400

Owner

Source: Walworth County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 28, 2018	Warranty Deed, Transfer FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	20221064058
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST, WHITEWATER, WI 53190-2120

Mortgage

Document Number	0001126888
Date	Mar 25, 2026
Instrument	1126888

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST, WHITEWATER, WI 53190-2120

Mortgage

Document Number	0001090080
Date	Jan 29, 2024
Instrument	1090080

Lender

Name	M & T BANK
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 23, 2022
Property Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Document Number	0001064058
Instrument Date	Jun 22, 2022
Instrument	1064058
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST, WHITEWATER, WI 53190-2120

Mortgage

Document Number	0001064059
Date	Jun 23, 2022
Instrument	1064059

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Sep 23, 2019
Property Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Document Number	0000994782
Instrument Date	Sep 20, 2019
Instrument	994782
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST, WHITEWATER, WI 53190-2120

Mortgage

Document Number	0000994783
Date	Sep 23, 2019
Instrument	994783

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Nov 28, 2018
Property Address	712 E MAIN ST, WHITEWATER, WI 53190-2120
Document Number	0000979368
Instrument Date	Nov 21, 2018
Instrument	979368
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W7296 US HIGHWAY 12, WHITEWATER, WI 53190-3924

Mortgage

Document Number	0000979369
Date	Nov 28, 2018
Instrument	979369

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (+20.35%)	$205,700 (+18.9%) Land $45,400 Building $160,300	$207,422 (+135.1%) Land $45,780 Building $161,642
2023	$2,771.00 (+89.41%)	$173,000 (+104.73%) Land $45,400 Building $127,600
2022	$1,463.00	$84,500 Land $45,400 Building $39,100	$88,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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