324 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 324 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Feb 2019)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TRA 00018B`

Property Details

APN / Parcel Number

Primary APN	`TRA 00018B`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Old Parcel Number	/TRA00018B
Street Address	324 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 TRIPPS 2ND ADD CITY OF WHITEWATER
Legal Subdivision	TRIPP'S 2ND ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1016
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E MAIN ST, WHITEWATER, WI 53190-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit FORT COMMUNITY CU
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANCO SERVICES INC
Feb 26, 2019	Warranty Deed, Transfer · ARM FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	0000983110
Last Transfer Date	Feb 14, 2022
Transfer Doc	0001056357
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	324 E MAIN ST, WHITEWATER, WI 53190-2026
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001078248
Date	May 3, 2023
Instrument	1078248

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Feb 14, 2022
Property Address	324 E MAIN ST, WHITEWATER, WI 53190-2026
Document Number	0001056357
Instrument Date	Feb 8, 2022
Instrument	1056357
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001056358
Date	Feb 14, 2022
Instrument	1056358

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Feb 26, 2019
Property Address	324 E MAIN ST, WHITEWATER, WI 53190-2026
Document Number	0000983110
Instrument Date	Feb 15, 2019
Instrument	983110
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000983111
Date	Feb 26, 2019
Instrument	983111

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	Prime Rate
Margin	2
Max Rate	11%

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,840.00 (+10.55%)	$175,800 (+9.4%) Land $41,200 Building $134,600	$177,272 (+13.04%) Land $41,545 Building $135,727
2023	$2,569.00 (-19.29%)	$160,700 (+6.99%) Land $41,200 Building $119,500
2022	$3,183.00	$150,200 Land $41,200 Building $109,000	$156,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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