712 E Division St, Watertown, WI 53098 Property Records

Dodge County property record for 712 E Division St, Watertown, WI 53098

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jun 2019)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291-0915-3344-089`

Property Details

APN / Parcel Number

Primary APN	`291-0915-3344-089`
Alternative APNs	`29110750000002` `291107500002`

Exterior

Lot Area	5,706 sqft (0.13 acres)

Location & Zoning

Old Parcel Number	29110750000002
Street Address	712 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53098-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 13 BLK 18 J W COLES 2ND ADD AS DESC IN V550 P939
Legal Range	15E
Legal Township	09N
Legal Section	33
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	J W COLES 2ND ADD
Legal Block	18
Legal Lot Number	13
Jurisdiction	DODGE WI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2019
Census Tract	962000

Owner

Source: Dodge County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 E DIVISION ST, WATERTOWN, WI 53098-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit LANDMARK CU OF NEW BERLIN
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	1276364
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	712 E DIVISION ST, WATERTOWN, WI 53098-2904
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1314836
Date	Sep 15, 2021
Instrument	1314836

Lender

Name	LANDMARK CU OF NEW BERLIN
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	712 E DIVISION ST, WATERTOWN, WI 53098-2904
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1309484
Date	Jun 3, 2021
Instrument	1309484

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DODGE WI
Recording Date	Jun 17, 2019
Property Address	712 E DIVISION ST, WATERTOWN, WI 53098-2904
Document Number	0001276364
Instrument Date	Jun 7, 2019
Instrument	1276364
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E DIVISION ST, WATERTOWN, WI 53098-2904

Mortgage

Document Number	0001276365
Date	Jun 17, 2019
Instrument	1276365

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$114,000 (+29.99%) Land $38,100 Building $75,900
2023	$87,700 Land $32,100 Building $55,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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