703 E Division St, Watertown, WI 53094 Property Records

Jefferson County property record for 703 E Division St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Dec 2021)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0411-105`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0411-105`
Alternative APN	`29154100001000`

Exterior

Lot Area	5,140 sqft (0.118 acres)

Location & Zoning

Street Address	703 E DIVISION ST
City	WATERTOWN
State	WI
Zip	53094-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF OUTLOT 77/3RD WARD.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	SECOND WARD CITY OF WATERTOWN
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1000
Census Tract	100200

Owner

703 E Division St is owned and occupied by two individuals who bought it in December 2021.

Source: Jefferson County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 E DIVISION ST, WATERTOWN, WI 53094-3826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF VENICE
Dec 8, 2021	Deed, Transfer · Conventional Mortgage BANK FIVE NINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	20211456065
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Recording Date	Sep 17, 2026
Property Address	703 E DIVISION ST, WATERTOWN, WI 53094-3826
Document Number	0001511995
Instrument Date	Aug 26, 2026
Instrument	20261511995
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E DIVISION ST, WATERTOWN, WI 53094-3826

Mortgage

Document Number	0001511995,
Date	Sep 17, 2026
Instrument	20261511995

Lender

Name	BANK OF VENICE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 26, 2036

Interest

Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 8, 2021
Property Address	703 E DIVISION ST, WATERTOWN, WI 53094-3826
Document Number	0001456065
Instrument Date	Dec 7, 2021
Instrument	1456065
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E DIVISION ST, WATERTOWN, WI 53094-3826

Mortgage

Document Number	0001456066
Date	Dec 8, 2021
Instrument	1456066

Lender

Name	BANK FIVE NINE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 703 E Division St was $2,422.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00	$147,600 Land $36,400 Building $111,200	$147,900
2023	$2,063.00	$118,000 Land $30,400 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 E Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 E Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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