712 Cypress St, Monterey, CA 93940 Property Records

Monterey County property record for 712 Cypress St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,258 sqft · built 1934
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,130,000 (May 2025)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-134-020-000`

Property Details

APN / Parcel Number

Primary APN	`001-134-020-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,258 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	712 CYPRESS ST
City	MONTEREY
State	CA
Zip	93940-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 29 31 X 33 EXC SLY 20 FT BLK 11
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	11
Legal Lot Number	29
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1024
Census Tract	12503

Owner

712 Cypress St is owned and occupied by two individuals who bought it in May 2025.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 CYPRESS ST, MONTEREY, CA 93940-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Quit Claim Deed, Transfer · Line of Credit MONTEREY CU
Nov 6, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	202515743
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	0000052633
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 6, 2019
Property Address	712 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000052633
Instrument Date	Oct 30, 2019
Instrument	52633
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

Mortgage

Document Number	52634
Date	Nov 6, 2019
Instrument	52634

Lender

Name	MONTEREY CU
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2044

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 6, 2019
Property Address	712 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000052635
Instrument Date	Oct 30, 2019
Instrument	52635
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7412 CYPRESS ST MONTEREY CA 93940, MONTEREY, CA 93940

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 6, 2017
Property Address	712 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000012243
Instrument Date	Dec 9, 2016
Instrument	12243
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	712 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

Tax Assessment & Valuation

The 2025 property tax bill for 712 Cypress St was $2,768 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,152,600 (+404.42%) Land $739,500 Building $413,100
2025	$2,768.00 Homeowner's exemption	$228,500 Land $124,402 Building $104,098
2023	$2,406.00 (+1.43%) Homeowner's exemption	$219,628 Land $119,572 Building $100,056
2022	$2,372.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 712 Cypress St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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