682 Cypress St, Monterey, CA 93940 Property Records

Monterey County property record for 682 Cypress St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 1978
Lot Size	0.086 acres (3,743 sqft)
Owner	Company Name on File
Last Sale	$1,495,000 (Mar 2022)
Tax Bill	$18,232 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-148-024-000`

Property Details

APN / Parcel Number

Primary APN	`001-148-024-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,743 sqft (0.086 acres)
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	682 CYPRESS ST
City	MONTEREY
State	CA
Zip	93940-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOLUME 11 SURVEYS PAGE 213 PARCEL A
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1025
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1840 LITTLE RAVEN ST, DENVER, CO 80202-7116
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Intrafamily Transfer, Transfer
Jun 21, 2022	Intrafamily Transfer, Transfer
Mar 25, 2022	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 25, 2022	Grant Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Dec 15, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	202214555
Last Transfer Date	Apr 12, 2024
Transfer Doc	0000013630
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 18, 2024
Property Address	682 CYPRESS ST, MONTEREY, CA 93940-1611
Document Number	0000013630
Map Reference	VOL 11 PG 213
Instrument Date	Apr 12, 2024
Instrument	2024013630
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14516 SE 47TH PL, BELLEVUE, WA 98006-3142

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 21, 2022
Property Address	682 CYPRESS ST, MONTEREY, CA 93940-1611
Document Number	0000027505
Map Reference	VOL 11 PG 213
Instrument Date	Jun 15, 2022
Instrument	2022027505
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1840 LITTLE RAVEN ST, DENVER, CO 80202-7116

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 25, 2022
Property Address	682 CYPRESS ST, MONTEREY, CA 93940-1611
Document Number	0000014554
Map Reference	VOL 11 PG 213
Instrument Date	Mar 22, 2022
Instrument	2022014554
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14516 SE 47TH PL, BELLEVUE, WA 98006-3142

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 25, 2022
Property Address	682 CYPRESS ST, MONTEREY, CA 93940-1611
Document Number	0000014555
Map Reference	VOL 11 PG 213
Instrument Date	Mar 17, 2022
Instrument	2022014555
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1840 LITTLE RAVEN ST, DENVER, CO 80202-7116

Mortgage

Document Number	0000014556
Date	Mar 25, 2022
Instrument	2022014556

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2020
Property Address	682 CYPRESS ST, MONTEREY, CA 93940-1611
Document Number	0000074548
Map Reference	MB 11 PG 213
Instrument Date	Dec 8, 2020
Instrument	2020074548
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 CYPRESS ST, MONTEREY, CA 93940-1611

Mortgage

Document Number	0000074549
Date	Dec 15, 2020
Instrument	2020074549

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,618,234 (+2%) Land $757,701 Building $860,533
2025	$18,232.00 (+9.93%)	$1,586,505 (+4.04%) Land $742,845 Building $843,660
2023	$16,585.00 (+60.06%)	$1,524,900 Land $714,000 Building $810,900
2022	$10,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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