712 Clearbrook Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 712 Clearbrook Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,111 sqft · built 1997
Lot Size	0.227 acres (9,896 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Feb 2004)
Tax Bill	$4,118 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-315-17`

Property Details

APN / Parcel Number

Primary APN	`227-315-17`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,111 sqft Heated Area
Gross Area	2,543 sqft
1st Floor Area	1,154 sqft
Upper Floors Area	957 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,896 sqft (0.227 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-315-17
Street Address	712 CLEARBROOK RD
City	MATTHEWS
State	NC
Zip	28105-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L45 M27-725
Legal Subdivision	MATTHEWS ESTATES PH 04 MAP 01
Legal Lot Number	45
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1023
Census Tract	5834

Owner

712 Clearbrook Rd is owned and occupied by two individuals who bought it in February 2004.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	712 CLEARBROOK RD, MATTHEWS, NC 28105-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2004 · Amount on File
Deed Sale	Feb 17, 2004 · Amount on File
Prior Sale	Oct 1, 1999 · Amount on File
Deed Document Number	0016786468
Deed Book / Page	16786 / 468
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	712 CLEARBROOK RD, MATTHEWS, NC 28105-9608
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008302
Date	Jan 31, 2024
Book Page	38608/1
Instrument	2024008302

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	712 CLEARBROOK RD, MATTHEWS, NC 28105-9608
Document Number	0000059938
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 CLEARBROOK RD MATTHEWS NC 281059608, MATTHEWS, NC 28105-9608

Mortgage

Document Number	0000059938
Date	Apr 29, 2020
Book Page	034519/000052
Instrument	59938

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	712 CLEARBROOK RD, MATTHEWS, NC 28105-9608
Document Number	0000147542
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 CLEARBROOK RD MATTHEWS NC 281059608, MATTHEWS, NC 28105-9608

Mortgage

Document Number	0000147542
Date	Oct 30, 2019
Book Page	033994/000642
Instrument	147542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 29, 2044

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	712 CLEARBROOK RD, MATTHEWS, NC 28105-9608
Document Number	0000102536
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 CLEARBROOK RD MATTHEWS NC 281059608, MATTHEWS, NC 28105-9608

Mortgage

Document Number	0000102536
Date	Aug 14, 2018
Book Page	032902/000180
Instrument	102536

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 712 Clearbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Clearbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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