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709 Clearbrook Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 709 Clearbrook Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,007 sqft · built 1997
Lot Size0.226 acres (9,874 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Jun 2021)
Tax Bill$4,185 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN227-313-03

Property Details

APN / Parcel Number

Primary APN227-313-03

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,007 sqft Heated Area
Gross Area2,531 sqft
1st Floor Area1,284 sqft
Upper Floors Area723 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area9,874 sqft (0.226 acres)
Garage Area484 sqft
PorchPorch
Porch Area40 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number227-313-03
Street Address709 CLEARBROOK RD
CityMATTHEWS
StateNC
Zip28105-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionL39 M28-436
Legal SubdivisionMATTHEWS ESTATES PH 04 MAP 01
Legal Lot Number39
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1023
Census Tract5834

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address709 CLEARBROOK RD, MATTHEWS, NC 28105-9609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Mar 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleJan 17, 2007 · Amount on Record
Deed Document Number0036209639
Deed Book / Page36209 / 639
Record UpdatedJun 7, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 22, 2021
Property Address709 CLEARBROOK RD, MATTHEWS, NC 28105-9609
Document Number0000121505
Book / Page36209 / 639
Map ReferenceMB 28 PG 463
Instrument DateJun 22, 2021
Instrument2021121505
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1717 LOGGERHEAD DR, LANCASTER, SC 29720-0371

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 CLEARBROOK RD, MATTHEWS, NC 28105-9609

Mortgage

Document Number0000121506
DateJun 22, 2021
Instrument2021121506
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address709 CLEARBROOK RD, MATTHEWS, NC 28105-9609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027086
DateMar 2, 2017
Book Page31607/577
Instrument2017027086
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2037

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address709 CLEARBROOK RD, MATTHEWS, NC 28105-9609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006573
DateJan 19, 2018
Book Page32412/236
Instrument2018006573
Lender
NameCARDINAL FINANCE CO
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2038

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

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