Carter County property record for 712 Cherry St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,132 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual on Record |
| Last Sale | $62,000 (Oct 2011) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2007 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0230-00-036-008-0-001-00 |
| Primary APN | 0230-00-036-008-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8043 |
|---|---|
| Street Address | 712 CHERRY ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE HILL, BLK 36(AMER. LEG. RE'SUB) LOT 8 (60X150) |
| Legal Subdivision | COLLEGE HILL ADDN |
| Legal Block | 36 |
| Legal Lot Number | 8 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 892601 |
Source: Carter County assessment roll, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 7, 2007 | Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN CORP |
| Jul 26, 2005 | Joint Tenancy Deed, Transfer · Line of Credit FIRST BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2011 · Amount on Record |
| Deed Sale | Oct 12, 2011 · Amount on Record |
| Prior Sale | Jul 26, 2005 · Amount on Record |
| Deed Document Number | 0005395299 |
| Deed Book / Page | 4645 / 165 |
| Prior Transfer Date | May 7, 2007 |
| Prior Transfer Doc | 2007-006068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Document Number | 007488/289 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 7488/289 |
| Instrument | I-2024-001157 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 212 Months |
| Due | Oct 1, 2041 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 7, 2007 |
| Property Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Document Number | 004645/165 |
| Book / Page | 4645 / 165 |
| Instrument Date | May 3, 2007 |
| Instrument | 2007-006068 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Document Number | 004645/178 |
|---|---|
| Date | May 7, 2007 |
| Book Page | 4645/178 |
| Instrument | 2007-006069 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2047 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 26, 2005 |
| Property Address | 712 CHERRY ST, ARDMORE, OK 73401-1306 |
| Document Number | 004333/001 |
| Book / Page | 4333 / 001 |
| Instrument Date | Jul 21, 2005 |
| Instrument | 2005-008645 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 526 15TH AVE NW, ARDMORE, OK 73401-1934 |
| Document Number | 2005008646 |
|---|---|
| Date | Jul 26, 2005 |
| Instrument | 2005-008646 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 5, 2015 |
Source: Carter County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 Homeowner's exemption | $8,817 (+3%) Land $1,336 Building $7,481 | $101,565 (-9.29%) Land $20,000 Building $81,565 |
| 2024 | $780.00 (+8.03%) Homeowner's exemption | $8,560 (+3%) Land $1,297 Building $7,263 | $111,963 (+9.08%) Land $20,000 Building $91,963 |
| 2023 | $722.00 Homeowner's exemption | $8,311 Land $1,241 Building $7,070 | $102,644 Land $20,000 Building $82,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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