708 Cherry St, Ardmore, OK 73401 Property Records

Carter County property record for 708 Cherry St, Ardmore, OK 73401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$788 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0230-00-036-010-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-036-010-0-001-00`
Alternative APN	`8045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8045
Street Address	708 CHERRY ST
City	ARDMORE
State	OK
Zip	73401-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL, BLK 36(AMER. LEG. RE'SUB) LOT 10 (60X150)
Legal Subdivision	COLLEGE HILL ADDN
Legal Block	36
Legal Lot Number	10
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1018
Census Tract	892601

Owner

Source: Carter County records · APN 0230-00-036-010-0-001-00

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 5503, ARDMORE, OK 73403-0503
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLEGIANCE FCU
May 08, 2019	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 08, 2019
Transfer Doc	006715/162
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	708 CHERRY ST, ARDMORE, OK 73401-1306
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007228/16
Date	May 19, 2022
Book Page	7228/16
Instrument	I-2022-005689

Lender

Name	ALLEGIANCE FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 01, 2027
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	8.75%

May 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 08, 2019
Property Address	708 CHERRY ST, ARDMORE, OK 73401-1306
Document Number	006715/162
Book / Page	6715 / 162
Instrument Date	May 07, 2019
Instrument	2019-005430
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5503, ARDMORE, OK 73403-0503

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+11.46%)	$7,896 (+10.25%) Land $1,628 Building $6,268	$153,503 (+0.03%) Land $20,000 Building $133,503
2023	$707.00	$7,162 Land $1,526 Building $5,636	$153,457 Land $20,000 Building $133,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Cable One	Cable	1,000 / 50
Arbuckle Communications	Fixed Wireless (licensed-by-rule)	400 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Arbuckle Communications, Cable One. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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