712 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 712 Brook St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,268 sqft · built 1888
Lot Size	0.261 acres (11,361 sqft)
Owner	Individual Name on File
Tax Bill	$7,831 (2025)
Deeds & Mortgages	May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-11-426-014`

Property Details

APN / Parcel Number

Primary APN	`06-11-426-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	3,402 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Construction Type	Frame
Lot Area	11,361 sqft (0.261 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	712 BROOK ST
City	ELGIN
State	IL
Zip	60120-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS SUB OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE LOT 12 BLOCK 8
Legal Subdivision	LOVELLS ADDN
Legal Block	8
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	850800

Owner

Source: Kane County records · APN 06-11-426-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 BROOK ST, ELGIN, IL 60120-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2013
Deed Sale	Jan 08, 2013
Deed Document Number	20131798
Prior Transfer Date	Jul 22, 2002
Prior Transfer Doc	0000097615
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	712 BROOK ST, ELGIN, IL 60120-3608
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 BROOK ST, ELGIN, IL 60120-3608

Mortgage

Document Number	0000015203
Date	May 08, 2024
Instrument	2024K015203

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,831.00 (+15.86%) Homeowner's exemption	$110,655 (+8.57%) Land $21,790 Building $88,865	$332,098 (+8.57%) Land $65,396 Building $266,702
2024		$101,920 (+21.39%) Land $20,070 Building $81,850	$305,882 (+21.44%) Land $60,234 Building $245,648
2022	$6,759.00 (+4.52%) Homeowner's exemption	$83,958 (+6.96%) Land $16,533 Building $67,425	$251,874 (+6.96%) Land $49,599 Building $202,275
2021	$6,467.00 Homeowner's exemption	$78,495 Land $15,457 Building $63,038	$235,485 Land $46,371 Building $189,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 222 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.