635 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 635 Brook St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,323 sqft · built 1922
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$11,500 (Dec 2017)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-430-005`

Property Details

APN / Parcel Number

Primary APN	`06-11-430-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	635 BROOK ST
City	ELGIN
State	IL
Zip	60120-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS SUB OF THAT PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE WEST 135 FT LOT 14 BLOCK 7
Legal Subdivision	LOVELLS ADDN
Legal Block	2
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	850800

Owner

Source: Kane County records · APN 06-11-430-005

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	635 BROOK ST, ELGIN, IL 60120-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2017 · Amount on Record
Deed Sale	Dec 06, 2017 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	201763440
Prior Transfer Date	Mar 28, 1998
Prior Transfer Doc	0000025899
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 06, 2017
Property Address	635 BROOK ST, ELGIN, IL 60120-3605
Document Number	0000063440
Instrument Date	Nov 17, 2017
Instrument	2017K063440
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Tax	$197.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DOUGLAS AVE, ELGIN, IL 60120-3629

Mortgage

Document Number	0000063441
Date	Dec 06, 2017
Instrument	2017K063441

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2037

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (+15.79%) Homeowner's exemption
2024		$73,408 (+26.39%) Land $17,119 Building $56,289	$220,312 (+26.44%) Land $51,378 Building $168,935
2022	$4,516.00 (+4.8%) Homeowner's exemption	$58,082 (+6.96%) Land $14,102 Building $43,980	$174,246 (+6.96%) Land $42,306 Building $131,940
2021	$4,309.00 Homeowner's exemption	$54,302 Land $13,184 Building $41,118	$162,906 Land $39,552 Building $123,354

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 222 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.