Kenton County property record for 712 Bedinger St, Elsmere, KY 41018 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,197 sqft Finished Area |
| Lot Size | 5,400 sqft (0.124 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2026) |
| Tax Bill | $2,855.00 (2025) |
Source: Kenton County records · APN 004-30-20-009.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| May 04, 2026 | Deed, Transfer · Veterans Administration Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Dec 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Dec 06, 2022 · Amount on Record |
| Deed Doc Number | 202605048939 |
| Deed Book / Page | 423 / 452 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 BEDLINGER STREET, ELSMERE, KY 41018-2008 |
| Document Number | 0005900208 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | KCM 719/636 |
| Instrument | 25122205900208 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 04, 2026 |
| Property Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Document Number | 0000008939 |
| Book / Page | 423 / 452 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.8939 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | KENTUCKY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,927.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Document Number | 0000008940, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 423/456 |
| Instrument | 2026.05.04.8940 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 06, 2022 |
| Property Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Document Number | 0005900092 |
| Book / Page | KC 203 / 748 |
| Map Reference | PL 346 |
| Instrument Date | Dec 02, 2022 |
| Instrument | 22120605900092 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 REETE RD, MORNING VIEW, KY 41063 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 712 BEDINGER ST, ELSMERE, KY 41018-2008 |
| Document Number | 0005900093 |
|---|---|
| Date | Dec 06, 2022 |
| Book Page | 426/218 |
| Instrument | 22120605900093 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,855.00 (+1.31%) | $188,000 (-) Land $20,000 Building $168,000 | $188,000 (-) Land $20,000 Building $168,000 |
| 2023 | $2,818.00 | $188,000 Land $20,000 Building $168,000 | $188,000 Land $20,000 Building $168,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 004-30-20-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,197 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,400 sqft (0.124 acres) |
| Depth X Width | 108 ft x 50 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 712 BEDINGER ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2008 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 452 & 473 50'X108' NS BEDINGER |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 452-473 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 65700 |
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