648 Bedinger St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 648 Bedinger St, Elsmere, KY 41018 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1926
Square Footage	1,092 sqft Finished Area
Lot Size	5,440 sqft (0.125 acres)
Occupancy	Owner Occupied
Last Sale	$116,900 (2020)
Tax Bill	$2,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004-30-21-030.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,092 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,440 sqft (0.125 acres)
Depth X Width	136 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	648 BEDINGER ST
City	ELSMERE
State	KY
Zip	41018-2065
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NUTTER & WESTERMAN LOT 1 40X136' BEDINGER AVE
Legal Subdivision	NUTTER & WESTERMAN
Legal Lot Number	1
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1030
Census Tract	65700

Owner

Source: Kenton County records · APN 004-30-21-030.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 BEDINGER ST, ELSMERE, KY 41018-2065
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Dec 11, 2008 · Amount on Record
Deed Doc Number	20205900035
Deed Book / Page	2 / 321
Prior Transfer Date	Nov 22, 2002
Prior Transfer Doc	0005900100
Record Refreshed	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 14, 2020
Property Address	648 BEDINGER ST, ELSMERE, KY 41018-2065
Document Number	0000000035
Book / Page	000002 / 000321
Instrument Date	Dec 27, 2019
Instrument	35
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 BEDINGER ST ELSMERE KY 410182065, ELSMERE, KY 41018-2065

Mortgage

Document Number	36
Date	Jan 14, 2020
Book Page	0000M3/000361
Instrument	36

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (+1.35%)	$148,600 (-) Land $15,000 Building $133,600	$148,600 (-) Land $15,000 Building $133,600
2023	$2,227.00	$148,600 Land $15,000 Building $133,600	$148,600 Land $15,000 Building $133,600

Flood & Wildfire

648 Bedinger St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.