712 Alberta Ave, Oswego, IL 60543 Property Records

Kendall County property record for 712 Alberta Ave, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on File
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-284-001

Property Details

APN / Parcel Number

Primary APN03-16-284-001

Exterior

Lot Area6,750 sqft (0.155 acres)
Lot Dimensions125 ft deep x 54 ft wide

Location & Zoning

Street Address712 ALBERTA AVE
CityOSWEGO
StateIL
Zip60543-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 269 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO
Legal SubdivisionVILLAGE OF OSWEGO
Legal Lot Number269
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2000
Census Tract890107

Owner

712 Alberta Ave is owned by two individuals who acquired it in September 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2100 EMBLEM CIR, 102, OSWEGO, IL 60543-2303
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2025
Deed SaleSep 22, 2025
Deed Document Number202512197
Record UpdatedSep 20, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateSep 22, 2025
Property Address712 ALBERTA AVE, OSWEGO, IL 60543-2344
Document Number0000012197
Map ReferenceDOC 202300011973
Instrument DateSep 11, 2025
Instrument202500012197
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address712 ALBERTA AVE, OSWEGO, IL 60543-2344

Mortgage

Document Number0000012198
DateSep 22, 2025
Instrument202500012198
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$35,197 (+185,147.37%) Land $7,052 Building $28,145$105,591 (+185,147.37%) Land $21,156 Building $84,435
2024$19 Land $19$57 Land $57

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Alberta Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 712 Alberta Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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