704 Alberta Ave, Oswego, IL 60543 Property Records

Kendall County property record for 704 Alberta Ave, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,607 sqft · built 2025
Lot Size0.155 acres (6,751 sqft)
Owner2 Individual Names on File
Last Sale$408,500 (Feb 2025)
Tax Bill$7,317 (2025)
Deeds & MortgagesJul 2026 Transfer
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-284-005

Property Details

APN / Parcel Number

Primary APN03-16-284-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,607 sqft Living Area
1st Floor Area1,607 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,751 sqft (0.155 acres)
Lot Dimensions125 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address704 ALBERTA AVE
CityOSWEGO
StateIL
Zip60543-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 265 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO
Legal SubdivisionVILLAGE OF OSWEGO
Legal Lot Number265
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2000
Census Tract890107

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2065 KATE DR, MONTGOMERY, IL 60538-6002
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 13, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2025 · Amount on Record
Deed SaleFeb 13, 2025 · Amount on Record
Deed Document Number20251806
Last Transfer DateJun 29, 2026
Transfer Doc0000009541
Record UpdatedSep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKENDALL IL
Recording DateJul 2, 2026
Property Address704 ALBERTA AVE, OSWEGO, IL 60543-2344
Document Number0000009541
Instrument DateJun 29, 2026
Instrument20269541
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2065 KATE DR, MONTGOMERY, IL 60538-6002
InvestorPossibly a Property Investor

February 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateFeb 13, 2025
Property Address704 ALBERTA AVE, OSWEGO, IL 60543-2344
Document Number0000001806
Map ReferenceDOC 202300011973
Instrument DateJan 27, 2025
Instrument202500001806
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$408.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2065 KATE DR, MONTGOMERY, IL 60538-6002
InvestorPossibly a Property Investor

Mortgage

Document Number0000001807
DateFeb 13, 2025
Instrument202500001807
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2055
Interest
Rate7%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,317.00$107,021 Land $21,036 Building $85,985$321,063 Land $63,108 Building $257,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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