71196 Union Rd S, Union, MI 49130 Property Records

Cass County property record for 71196 Union Rd S, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1968
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Sep 2024)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-375-012-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-375-012-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Building Perimeter
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Lot Area	25,265 sqft (0.58 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	71196 UNION RD S
City	UNION
State	MI
Zip	49130-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	449-1040 420-495 418-523 745 8-13 LOT 12 SPENCER'S SUBDIVISION.
Legal Subdivision	SPENCERS SUBDIVISION
Legal Lot Number	12
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3038
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71196 UNION RD S, UNION, MI 49130-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	2024215038
Deed Book / Page	1250 / 508
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	01017/0781
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71196 UNION RD S, UNION, MI 49130-9630
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01160/2466
Date	Sep 26, 2019
Book Page	1160/2466

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71196 UNION RD S, UNION, MI 49130-9630
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001220/912
Date	Jul 19, 2022
Book Page	1220/912

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,200 (+7.45%) Land $121,200	$242,400 (+7.45%) Land $242,400
2025	$2,986.00 (+143.56%) Homeowner's exemption	$112,800 (+43.15%) Land $112,800	$225,600 (+43.15%) Land $225,600
2023		$78,800	$157,600
2022	$1,226.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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