Bay County property record for 7118 Singleton Cir, #A, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 1985 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,500 (Oct 2025) |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06773-051-000 |
| Primary APN | 06773-051-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 866 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 174 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 230 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7118 SINGLETON CIR, A |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLWY23 |
| Legal Description | CALLAWAY PLAT COM NELY COR L-18 B-12 SE 220 SW 215.6 FOR POB TH SW 32.66 SE 177 NELY ALG WATER TO A PT SE OF POB TH NW 170 TO POB AKA PT L-21 & 22 B-12 ORB 1052 P 940 AKA A-7 SINGLETON HARBOUR EST |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 17 |
| Legal Subdivision | CALLAWAY PLAT |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 805 |
7118 Singleton Cir, #A is owned by two individuals who bought it in October 2025.
Source: Bay County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6012 MAGNOLIA BEACH RD, 602, PANAMA CITY, FL 32408-7068 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Deed Document Number | 202563582 |
| Deed Book / Page | 4969 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 31, 2025 |
| Property Address | 7118 SINGLETON CIR # A, A, PANAMA CITY, FL 32404-8136 |
| Document Number | 0049690030 |
| Book / Page | 4969 / 30 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025063582 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ALPHA TITLE COMPANY, ALPHA TITLE CO AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6012 MAGNOLIA BEACH RD UNIT 602, 602, PANAMA CITY, FL 32408-7068 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6012 MAGNOLIA BEACH RD UNIT 602, 602, PANAMA CITY, FL 32408-7068 |
| Document Number | 0000496932 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 4969/32 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 7118 Singleton Cir, #A was $1,338, up 3.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 (+3.56%) Homeowner's exemption | $138,412 (+2.9%) | $209,555 (+8.32%) Land $58,800 Building $150,755 |
| 2024 | $1,292.00 (+2.87%) Homeowner's exemption | $134,511 (+3%) | $193,465 (+8.36%) Land $51,340 Building $142,125 |
| 2023 | $1,256.00 (+11.25%) Homeowner's exemption | $130,593 (+3%) | $178,547 (+17.82%) Land $53,424 Building $125,123 |
| 2022 | $1,129.00 Homeowner's exemption | $126,789 | $151,540 Land $35,616 Building $115,924 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7118 Singleton Cir, #A in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 22 (1982–2021) |
| Claims Outside the SFHA | 16 of 22 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7118 Singleton Cir, #A is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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