7126 Singleton Cir, #B, Panama City, FL 32404 Property Records

Bay County property record for 7126 Singleton Cir, #B, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,025 sqft · built 1985
Lot Size	0.128 acres (5,575 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2014)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06772-010-000`

Property Details

APN / Parcel Number

Primary APN	`06772-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,025 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	815 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	160 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	399 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	375 sqft
Boat Access	Boat Access
Boat House	Boat House
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7126 SINGLETON CIR, B
City	PANAMA CITY
State	FL
Zip	32404-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLWY23
Legal Description	CALLAWAY PLAT (18.2) 132A2 COM AL NELY COR LOT 18 TH SELY 220 SWLY 35.52 FOR POB TH SWLY 35.18 SELY 163 NELY ALG WATER SELY OF POB NWLY 160 TO POB AKA PT LOT 18 & 19 BLK 12 ORB 3604 P 1543 AKA A-2 SINGLETON HARBOUR EST
Legal Range	13W
Legal Township	04S
Legal Section	17
Legal Subdivision	CALLAWAY PLAT
Legal Block	12
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1009
Census Tract	805

Owner

7126 Singleton Cir, #B is owned and occupied by an individual who bought it in May 2014.

Source: Bay County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7126 SINGLETON CIR, B, PANAMA CITY, FL 32404-8136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2014 · Amount on File
Deed Sale	May 1, 2014 · Amount on File
Prior Sale	May 16, 2000 · Amount on File
Deed Document Number	201423106
Deed Book / Page	3604 / 1543
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Apr 24, 2026
Property Address	7126 SINGLETON CIR, B, PANAMA CITY, FL 32404-8136
Document Number	0000024531
Book / Page	5027 / 969
Instrument Date	Apr 20, 2026
Instrument	202624531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7126 SINGLETON CIR, PANAMA CITY, FL 32404-8136

Mortgage

Document Number	0000024531,
Date	Apr 24, 2026
Book Page	5027/969
Instrument	202624531

Lender

Name	TYNDALL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7126 Singleton Cir, #B was $1,645 with exemptions applied, up 3.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (+3.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$165,851	$243,365 Land $63,088 Building $180,277
2024	$1,589.00 (+2.78%)
2023	$1,546.00 (+11.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,483 (+3%)	$207,913 (+16.7%) Land $57,319 Building $150,594
2022	$1,389.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$151,925	$178,160 Land $38,213 Building $139,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7126 Singleton Cir, #B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	22 (1982–2021)
Claims Outside the SFHA	16 of 22
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7126 Singleton Cir, #B is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20