Mecklenburg County property record for 7115 Ramsgate Rd, Charlotte, NC 28270 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,453 sqft Living Area |
| Lot Size | 17,816 sqft (0.409 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $620,000 (2022) |
| Tax Bill | $5,404.00 (2025) |
| Primary APN | 187-222-03 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,453 sqft Living Area |
| 1st Floor | 1,217 sqft 1st Floor |
| Upper Floors | 1,296 sqft Upper Floors |
| Basement Area | 1,203 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 17,816 sqft (0.409 acres) |
| Garage Area | 465 sqft Garage |
| Deck Area | 180 sqft Deck |
| Patio Area | 420 sqft Patio |
| Porch Area | 108 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 7115 RAMSGATE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-6538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L2B M40-757 |
| Legal Subdivision | RAMSGATE ROAD |
| Legal Block | 2 |
| Legal Lot Number | 2B |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 1, CHARLOTTE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 2004 |
Source: Mecklenburg County records · APN 187-222-03
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7115 RAMSGATE RD, CHARLOTTE, NC 28270-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK |
| Jan 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2022 · Amount on Record |
| Deed Sale | Apr 05, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2013 · Amount on Record |
| Deed Doc Number | 202252379 |
| Deed Book / Page | 37223 / 227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 05, 2022 |
| Property Address | 7115 RAMSGATE RD, CHARLOTTE, NC 28270-6538 |
| Document Number | 0000052379 |
| Book / Page | 37223 / 227 |
| Map Reference | MB 40 PG 757 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022052379 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000052380 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 2022052380 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7115 RAMSGATE RD, CHARLOTTE, NC 28270-6538 |
| Document Number | 0000013722 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7115 RAMSGATE RD CHARLOTTE NC 282706538, CHARLOTTE, NC 28270-6538 |
| Document Number | 0000013722 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 034243/000233 |
| Instrument | 13722 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 29, 2060 |
| Rate | 3.62% |
|---|
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 | $682,000 Land $308,800 Building $373,200 | $682,000 Land $308,800 Building $373,200 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures