1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Ramsgate Rd

7109 Ramsgate Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 7109 Ramsgate Rd, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,557 sqft · built 1985
Lot Size0.65 acres (28,314 sqft)
OwnerCompany Name on Record
Last Sale$627,500 (Sep 2026)
Tax Bill$5,011 (2025)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN187-221-24

Property Details

APN / Parcel Number

Primary APN187-221-24

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,557 sqft Living Area
1st Floor Area1,741 sqft
Upper Floors Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area165 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7109 RAMSGATE RD
CityCHARLOTTE
StateNC
Zip28270-6538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL1 M39-320
Legal Subdivision7109 RAMSGATE ROAD
Legal Block1
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract2004

Owner

Source: Mecklenburg County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1403 WAXHAW MARVIN RD, WAXHAW, NC 28173-7516
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2026 · Amount on Record
Deed SaleSep 23, 2026 · Amount on Record
Prior SaleJan 14, 2013 · Amount on Record
Deed Document Number2026102453
Deed Book / Page40733 / 783
Prior Transfer DateJan 27, 2025
Prior Transfer Doc0000007396
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 23, 2026
Property Address7109 RAMSGATE RD, CHARLOTTE, NC 28270-6538
Document Number0000102453
Book / Page40733 / 783
Instrument DateSep 18, 2026
Instrument2026102453
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126,755.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1403 WAXHAW MARVIN RD, WAXHAW, NC 28173-7516

Mortgage

Document Number0000102454,
DateSep 23, 2026
Instrument2026102454
Lender
NameRFLF 5 LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term19 Months
DueApr 1, 2028
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,011.00$630,700 Land $325,000 Building $305,700$630,700 Land $325,000 Building $305,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Ramsgate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures