St. Louis County property record for 7114 Clay St, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 957 sqft · built 1950 |
| Lot Size | 0.276 acres (12,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2025) |
| Tax Bill | $2,016 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0220-03800 |
| Primary APN | 010-0220-03800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Gross Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 224 sqft |
| Finished Basement | 224 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,038 sqft (0.276 acres) |
| Garage Area | 336 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 24 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1188281 |
|---|---|
| Street Address | 7114 CLAY ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 10 AND 11 SERIAL # |
| Legal Subdivision | BAY VIEW ADDITION ONE |
| Legal Block | 23 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 3000 |
Source: St. Louis County records · APN 010-0220-03800
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7114 CLAY ST, DULUTH, MN 55810-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Deed Document Number | 20251518690 |
| Prior Transfer Date | Jul 15, 2009 |
| Prior Transfer Doc | 0001114216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 23, 2025 |
| Property Address | 7114 CLAY ST, DULUTH, MN 55810-1310 |
| Document Number | 0001518690 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 1518690 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7114 CLAY ST, DULUTH, MN 55810-1310 |
| Document Number | 0001518691 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 1518691 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0001518692 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 1518692 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55442 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,016.00 (+11.5%) Homeowner's exemption | ||
| 2025 | $1,808.00 (-10.32%) Homeowner's exemption | $201,100 (+22.92%) Land $21,400 Building $179,700 | $201,100 (+22.92%) Land $21,400 Building $179,700 |
| 2024 | $2,016.00 | $163,600 (+7.99%) Land $16,600 Building $147,000 | $163,600 (+7.99%) Land $16,600 Building $147,000 |
| 2022 | $151,500 Land $23,000 Building $128,500 | $151,500 Land $23,000 Building $128,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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