7110 Clay St, Duluth, MN 55810 Property Records

St. Louis County property record for 7110 Clay St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,178 sqft · built 2005
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$282,200 (Jan 2024)
Tax Bill	$4,162 (2026)
Deeds & Mortgages	Jan 2024 Sale Oct 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`010-0220-03830`

Property Details

APN / Parcel Number

Primary APN	`010-0220-03830`
Alternative APNs	`1176481` `1143161` `792445`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,178 sqft Gross Area
1st Floor Area	984 sqft
Basement Area	886 sqft
Finished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	14,985 sqft (0.344 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	155 sqft
Deck Area	503 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1176481
Street Address	7110 CLAY ST
City	DULUTH
State	MN
Zip	55810-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 13 AND 14 SERIAL #
Legal Subdivision	BAY VIEW ADD TO DULUTH 1
Legal Block	23
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	3000

Owner

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7110 CLAY ST, DULUTH, MN 55810-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Special Warranty Deed, Transfer
Oct 5, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20241076054
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2024
Property Address	7110 CLAY ST, DULUTH, MN 55810-1310
Document Number	0001076054
Instrument Date	Nov 28, 2023
Instrument	1076054
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount Recorded
Tax	$931.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 PHILLIPS BLVD, EWING, NJ 08618-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 KENWOOD AVE, DULUTH, MN 55811-2139

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2022
Property Address	7110 CLAY ST, DULUTH, MN 55810-1310
Document Number	0001062067
Instrument Date	Oct 5, 2022
Instrument	1062067
Transaction Type	Foreclosure
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,162.00 (+11.05%) Homeowner's exemption
2025	$3,748.00 (-40.86%) Homeowner's exemption	$523,200 (+20.89%) Land $24,200 Building $499,000	$523,200 (+20.89%) Land $24,200 Building $499,000
2024		$432,800 (+0.28%) Land $18,800 Building $414,000	$432,800 (+0.28%) Land $18,800 Building $414,000
2023	$6,338.00 Homeowner's exemption
2022		$431,600 Land $41,800 Building $389,800	$431,600 Land $41,800 Building $389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, Verizon.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures