7113 Ridge Crest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7113 Ridge Crest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,112 sqft · built 1981
Lot Size	2.16 acres (94,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jan 2014)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-457788`

Property Details

APN / Parcel Number

Primary APN	`24-457788`
Alternative APN	`457788`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,192 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	94,525 sqft
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	457788
Street Address	7113 RIDGE CREST DR
City	FREDERICK
State	MD
Zip	21702-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 101 SEC 3 2.17 ACRES RIDGE CREST EST
Legal Subdivision	RIDGE CREST ESTATES
Legal Lot Number	101
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1011
Census Tract	752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7113 RIDGE CREST DR, FREDERICK, MD 21702-3533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Oct 30, 2001 · Amount on Record
Deed Book / Page	9921 / 223
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7113 RIDGE CREST DR, FREDERICK, MD 21702-3533
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7113 RIDGE CREST DR, FREDERICK, MD 21702-3533

Mortgage

Document Number	0141740146
Date	Oct 15, 2020
Book Page	14174/146

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,400 (+39.78%) Land $148,500 Building $410,900	$559,400 (+39.78%) Land $148,500 Building $410,900
2025	$5,587.00 (+15.48%)
2023	$4,838.00 Homeowner's exemption	$400,200 Land $128,500 Building $271,700	$400,200 Land $128,500 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20